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Bad Credit Mortgage
Having bad credit can make getting the mortgage you want a little trickier - add in other complications as well and you may start to feel like the mortgage lenders are against you. However, with an expert adviser taking you through the process, like Woodason Financial Services, you can get that mortgage you want.
Can I get a mortgage with bad credit?
Whilst having bad credit will reduce the number of lenders who are willing to lend you money, there are many specialist lenders out there who are happy to lend to borrowers who don't have a perfect credit report.
Many require you to use a mortgage broker, and we at Woodason Financial Services do not charge broker fees - so you have nothing to lose by getting in touch, but maybe a lot to gain.
Let us guide you through the process
Woodason Financial Services can help you. We are expert mortgage advisers with a wealth of experience helping clients with all sorts of bad credit and from all walks of life get the mortgage that they need.
Whether you only have bad credit or other complicating factors - we will work with you to make your dreams a reality.
If you need advice from a mortgage adviser many other borrowers with less than perfect credit scores have trusted, we’ll provide straightforward and honest guidance to help you apply for the mortgage you need.
Online mortgage calculators and standard normal advisers will not have the experience we do helping applicants with bad credit and you could end up with demoralising rejections and a lot of (valuable) time wasted. Speak to an adviser today – make your new dream home a reality.
At Woodason Financial Services we have in-depth knowledge of which lenders will take which sort of bad credit and how much they will take - such as:
• Missed payments on loans or credit cards
• Missed payments on a mortgage
• Utility/Phone arrears
• County Court Judgements (CCJ)/Debt Management Plans (DMP)
• Individual Voluntary Agreement (IVA)
• ...and many more!
Seems like a lot to consider? Let someone who does it for a living take the burden off you. Best of all, at Woodason Financial Services we don't charge broker fees.
There is light at the end of the tunnel. Let us help you get there.
You can find more tips for getting the best bad credit mortgages on our blog by clicking here.
Frequently Asked Questions
We understand you will have many questions. We have answered the most common ones below, but please do not hesitate to contact us at any time to discuss your particular requirements.
What makes Woodason Financial Services different from other mortgage brokers?
Woodason Financial Services specialises in helping individuals, business owners, and investors with unique circumstances secure mortgages. Unlike many other brokers and lenders, we will never refuse to take on a case. Our general expertise and knowledge in these niche areas allows us to provide tailored solutions that other brokers might not offer.
How can Woodason Financial Services assist me?
Woodason Financial Services can assist you by understanding the specifics of your particular situation and working with lenders who are more flexible and experienced with your specific needs. We offer personalised advice, help you gather the necessary documentation, and guide you through the entire mortgage application process, making it less stressful and more manageable.
What types of mortgages can Woodason Financial Services help with?
Woodason Financial Services can assist with a variety of mortgage needs including purchasing a new property, refinancing an existing mortgage, or investing in property. Our goal is to find the best mortgage solutions that fit your specific circumstances and financial objectives.
What documentation will I need to provide?
Typically, you will need to provide documentation of your bank statements, proof of identity, and proof of income. Woodason Financial Services will guide you through the exact requirements based on your situation and ensure you have everything needed for a successful application.
How do I get started with Woodason Financial Services?
Getting started is easy. Simply contact us to schedule a consultation. We’ll discuss your specific needs, assess your financial situation, and outline how we can help you achieve your mortgage goals.
What particular "difficult" mortgages do you specialise in?
Woodason Financial Services specialises in all tricky circumstances. Particular highlights include:
• 5% deposit mortgages for clients in the UK on a visa
• Day 1 mortgages for clients moving to the UK on a visa
• Bad credit mortgages, including clients facing receivership or bankruptcy
• Helping foreign nationals who have never been to the UK invest in UK property with a mortgage
• ...and many more!
No matter how impossible you think it is - please contact us today, completely free, for our help and advice.
Our guides
Buying UK Property On A Visa
Our brochure will help you arrange finance without being distracted from your life. We are experts in helping clients in the UK on a visa buy property in the UK, whether you intend to live in it, or as an investment. Download it below, completely free.
Buying Your First Home Guide
This guide is a must-have for those who have not bought their own home. It explains and breaks down in plain English the steps needed to get a mortgage to buy your first home. Best of all, you can get it now for free by clicking below.
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IMPORTANT INFORMATION
Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.
We may charge a fee for mortgage advice in exceptional circumstances. The amount we charge will be confirmed before any charge is incurred. Please refer to the Terms of Business or contact us for further information.
woodason.co.uk is a trading name of Thanet Mortgages Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing other debts against your home. Not all forms of bridging finance, secured loans, buy to let and commercial mortgages are regulated by the Financial Conduct Authority.
Woodason Financial Services Limited is never directly compensated to provide opinions on products, services, websites, and various other topics. The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
This site does not contain any content which might present a conflict of interest. Woodason Financial Services Limited makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site.
Registered in England & Wales under company no: 15330673.
Registered address: 76 High Street, Brierley Hill, West Midlands, United Kingdom, DY5 3AW.
YOUR HOME OR PROPERTY IS AT RISK IF YOU ARE UNABLE TO MAINTAIN PAYMENTS ON ANY MORTGAGE OR LOAN SECURED AGAINST IT.
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