02070963311
Shareholder Protection Insurance
Depending on the structure of a limited company, shareholder protection insurance can be a very good idea. It provides a lump sum in the event of the death or terminal diagnosis of a shareholder. This lump sum is intended for the other shareholders to use to purchase the shares from the deceased or ill shareholder.
What is shareholder protection insurance?
Shareholder protection insurance is a policy that is designed to pay out a lump sum on the death or diagnosis of a terminal illness of a shareholder. This is then intended to be used to buy out the ill shareholder or their estate.
Let us guide you through the process
The main benefit of shareholder protection insurance is that the lump sum it provides can allow shareholders to stay in control of their business and take control of their colleagues stake in the company. This means the shareholders can prevent their late partners shares from being inherited by an unwelcome family member - or even worse, their next of kin could sell the shares to a competitor.
While all shareholders are around and available it is essential to agree on the amount that would be needed to take over their stake in the business and the total amount required to do that, as this will be a key component that will affect the cost of the insurance protection.
With all the options and variations out there it is important you get impartial advice before taking out cover, to ensure it covers what you want and you understand all it has to offer. This is where we at Woodason Financial Services can help you.
We will assess all your options, taking into account what you want protected, and will then come back to you with a bespoke solution that covers all your needs. We will work with you to ensure that not only does the solution work for you, but that it also works for your budget - there is no point in taking out insurance that you cannot afford to keep paying for.
Best of all? We will do this all for you without charging you a single penny.
Online comparison sites will not have the insight or knowledge that an insurance adviser will. Speak to an adviser today and ensure you are getting the right insurance for your needs, and that you understand exactly what you are protected against.
At Woodason Financial Services we have in-depth knowledge of what is possible with many insurers, including specific niche circumstances. For example, we could:
• Get you insurance with no medical underwriting
• Bundle multiple policies with one insurer, reducing the total cost
• Arrange insurance for both you and your business
• Get you insurance when you have been declined elsewhere
• ...and many more!
Contact us today and find out how Woodason Financial Services can help you, completely for free.
Our guides
Buying UK Property On A Visa
Our brochure will help you arrange finance without being distracted from your life. We are experts in helping clients in the UK on a visa buy property in the UK, whether you intend to live in it, or as an investment. Download it below, completely free.
Buying Your First Home Guide
This guide is a must-have for those who have not bought their own home. It explains and breaks down in plain English the steps needed to get a mortgage to buy your first home. Best of all, you can get it now for free by clicking below.
Our Blogs
CONNECT
LEGAL
ABOUT US
SUBSCRIBE TO OUR NEWSLETTER
IMPORTANT INFORMATION
Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.
We may charge a fee for mortgage advice in exceptional circumstances. The amount we charge will be confirmed before any charge is incurred. Please refer to the Terms of Business or contact us for further information.
woodason.co.uk is a trading name of Thanet Mortgages Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing other debts against your home. Not all forms of bridging finance, secured loans, buy to let and commercial mortgages are regulated by the Financial Conduct Authority.
Woodason Financial Services Limited is never directly compensated to provide opinions on products, services, websites, and various other topics. The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
This site does not contain any content which might present a conflict of interest. Woodason Financial Services Limited makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site.
Registered in England & Wales under company no: 15330673.
Registered address: 76 High Street, Brierley Hill, West Midlands, United Kingdom, DY5 3AW.
YOUR HOME OR PROPERTY IS AT RISK IF YOU ARE UNABLE TO MAINTAIN PAYMENTS ON ANY MORTGAGE OR LOAN SECURED AGAINST IT.
Copyright 2025. Woodason Financial Services. All Rights Reserved.