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First Time Buyer Mortgage
Navigating the home buying process and securing a good mortgage deal with no prior experience isn't easy - but Woodason Financial Services will help you achieve your dreams and secure the right deal for you. Being a first time buyer does give you more options, and we will be there to help you every step of the way.
Are you a first time buyer looking for advice on getting a mortgage for your home?
First off - congratulations! You are looking at buying your first home, which is an exciting and momentous time in anyone’s life. You are no doubt desperate to start the journey and start exploring properties, but you are probably wondering how you can ensure you are getting the best mortgage when you are a first-time buyer with no prior experience.
Securing the best mortgage deal as a first time buyer can be tricky, but that is where a good adviser comes in. Whether you need a mortgage adviser or are just exploring your options, Woodason Financial Services has the expertise you need to secure the right deal for you.
Let us guide you through the process
Woodason Financial Services can help you. We are expert mortgage advisers with a wealth of experience helping first-time home buyers from all walks of life buy their first home.
Whether you have bad credit, are on a visa, need to borrow as much as possible, or anything else - we will work with you to make your dreams a reality.
If you need advice from a mortgage adviser many other first time buyers have trusted, we’ll provide straightforward and honest guidance to help you apply for the mortgage you need.
The best mortgages for first time buyers can be secured with good preparation. It is up to you to make sure that you have as many documents as possible to prove to the mortgage lender that you have the ways and means to support the mortgage you want. You need to show the lender that you can afford the mortgage and that your future is a stable one. You can find more tips for securing the best first time buyer mortgages on our blog by clicking here.
As a first-time buyer, you naturally don't have any mortgage history, so you cannot use that as evidence to a mortgage lender that you have not defaulted on payments before. You also may have additional complicating factors, such as:
• Bad credit
• A new job
• Being in the UK on a visa
• Wanting to borrow as much as possible
• ...and many more!
A standard broker may struggle to find you the mortgage that achieves what you need. You want someone who deals with mortgages every day for clients who are first-time buyers, you want someone who works to achieve what you want and treats every mortgage as if it were their own. You need Woodason Financial Services.
We will make it happen for you - we will make the dream of owning your own home a reality.
Before you know it, you will be knee deep in cardboard boxes, new furniture, and everything else that comes with buying your first home.
You will have forgotten all about the process of getting the mortgage as a first time buyer - we make it that easy.
Frequently Asked Questions
We understand you will have many questions. We have answered the most common ones below, but please do not hesitate to contact us at any time to discuss your particular requirements.
What makes Woodason Financial Services different from other mortgage brokers?
Woodason Financial Services specialises in helping individuals, business owners, and investors with unique circumstances secure mortgages. Unlike many other brokers and lenders, we will never refuse to take on a case. Our general expertise and knowledge in these niche areas allows us to provide tailored solutions that other brokers might not offer.
How can Woodason Financial Services assist me?
Woodason Financial Services can assist you by understanding the specifics of your particular situation and working with lenders who are more flexible and experienced with your specific needs. We offer personalised advice, help you gather the necessary documentation, and guide you through the entire mortgage application process, making it less stressful and more manageable.
What types of mortgages can Woodason Financial Services help with?
Woodason Financial Services can assist with a variety of mortgage needs including purchasing a new property, refinancing an existing mortgage, or investing in property. Our goal is to find the best mortgage solutions that fit your specific circumstances and financial objectives.
What documentation will I need to provide?
Typically, you will need to provide documentation of your bank statements, proof of identity, and proof of income. Woodason Financial Services will guide you through the exact requirements based on your situation and ensure you have everything needed for a successful application.
How do I get started with Woodason Financial Services?
Getting started is easy. Simply contact us to schedule a consultation. We’ll discuss your specific needs, assess your financial situation, and outline how we can help you achieve your mortgage goals.
What particular "difficult" mortgages do you specialise in?
Woodason Financial Services specialises in all tricky circumstances. Particular highlights include:
• 5% deposit mortgages for clients in the UK on a visa
• Day 1 mortgages for clients moving to the UK on a visa
• Bad credit mortgages, including clients facing receivership or bankruptcy
• Helping foreign nationals who have never been to the UK invest in UK property with a mortgage
• ...and many more!
No matter how impossible you think it is - please contact us today, completely free, for our help and advice.
Our guides
Buying UK Property On A Visa
Our brochure will help you arrange finance without being distracted from your life. We are experts in helping clients in the UK on a visa buy property in the UK, whether you intend to live in it, or as an investment. Download it below, completely free.
Buying Your First Home Guide
This guide is a must-have for those who have not bought their own home. It explains and breaks down in plain English the steps needed to get a mortgage to buy your first home. Best of all, you can get it now for free by clicking below.
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IMPORTANT INFORMATION
Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.
We may charge a fee for mortgage advice in exceptional circumstances. The amount we charge will be confirmed before any charge is incurred. Please refer to the Terms of Business or contact us for further information.
woodason.co.uk is a trading name of Thanet Mortgages Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing other debts against your home. Not all forms of bridging finance, secured loans, buy to let and commercial mortgages are regulated by the Financial Conduct Authority.
Woodason Financial Services Limited is never directly compensated to provide opinions on products, services, websites, and various other topics. The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
This site does not contain any content which might present a conflict of interest. Woodason Financial Services Limited makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site.
Registered in England & Wales under company no: 15330673.
Registered address: 76 High Street, Brierley Hill, West Midlands, United Kingdom, DY5 3AW.
YOUR HOME OR PROPERTY IS AT RISK IF YOU ARE UNABLE TO MAINTAIN PAYMENTS ON ANY MORTGAGE OR LOAN SECURED AGAINST IT.
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