Free Remortgaging Advice

There are many reasons you may want to remortgage your home. Perhaps you want to consolidate some debts, raise some extra cash to improve your home, or simply want to move to a different lender who can offer you a better deal. No matter the reason, we at Woodason Financial services are ready to help.

Which deal is the best?

There are many, many options out there when it comes to remortgaging your home - if you have had a look yourself you may be feeling overwhelmed right now!

This is where a mortgage adviser can help. At Woodason Financial Services, we will listen to what you need and want, creating a solution that achieves what you want.

Let us guide you through the process

There are many reasons why you may apply for a remortgage. For most people it is often when a fixed rate deal with your current mortgage lender is coming to an end, and not switching to a new deal may mean you would move on to a Standard Variable Rate (SVR), almost certainly leading to paying a higher interest rate.

You may also be looking at moving to a new lender if you believe your property has increased in value since you bought it - if the Loan To Value (LTV) ration if your property has increased you may be able to secure a better deal, or unlock some of that increased value for other purposes.

Rather than spending your time andtaking that stress on yourself, why not have a mortgage adviser to do it for you?

There are many different mortgage lenders, each wither own set of criteria. At Woodason Financial Services can also do a Product Transfer (PT), where we secure a new deal with your existing lender if that is your preference.

Best of all? We will do this all for you without charging you a single penny.

Online mortgage calculators will not have the insight or knowledge that a mortgage adviser will. Speak to an adviser today and ensure you are getting the right mortgage for your needs.

At Woodason Financial Services we have in-depth knowledge of what is possible with each lender, including when taking a new product with your current lender. For example, we could:

• Extend the overall term of your mortgage

• Add and remove people from the mortgage
• Borrow additional money on top for you to use as needed
• Low interest loans for improvements to energy efficiency

• Change your mortgage to or from an Interest Only basis

• ...and many more!

Contact us today and find out how Woodason Financial Services can help you, completely for free.

Frequently Asked Questions

We understand you will have many questions. We have answered the most common ones below, but please do not hesitate to contact us at any time to discuss your particular requirements.

What makes Woodason Financial Services different from other mortgage brokers?

Woodason Financial Services specialises in helping individuals, business owners, and investors with unique circumstances secure mortgages. Unlike many other brokers and lenders, we will never refuse to take on a case. Our general expertise and knowledge in these niche areas allows us to provide tailored solutions that other brokers might not offer.

How can Woodason Financial Services assist me?

Woodason Financial Services can assist you by understanding the specifics of your particular situation and working with lenders who are more flexible and experienced with your specific needs. We offer personalised advice, help you gather the necessary documentation, and guide you through the entire mortgage application process, making it less stressful and more manageable.

What types of mortgages can Woodason Financial Services help with?

Woodason Financial Services can assist with a variety of mortgage needs including purchasing a new property, refinancing an existing mortgage, or investing in property. Our goal is to find the best mortgage solutions that fit your specific circumstances and financial objectives.

What documentation will I need to provide?

Typically, you will need to provide documentation of your bank statements, proof of identity, and proof of income. Woodason Financial Services will guide you through the exact requirements based on your situation and ensure you have everything needed for a successful application.

How do I get started with Woodason Financial Services?

Getting started is easy. Simply contact us to schedule a consultation. We’ll discuss your specific needs, assess your financial situation, and outline how we can help you achieve your mortgage goals.

What particular "difficult" mortgages do you specialise in?

Woodason Financial Services specialises in all tricky circumstances. Particular highlights include:

• 5% deposit mortgages for clients in the UK on a visa

• Day 1 mortgages for clients moving to the UK on a visa

• Bad credit mortgages, including clients facing receivership or bankruptcy

• Helping foreign nationals who have never been to the UK invest in UK property with a mortgage

• ...and many more!

No matter how impossible you think it is - please contact us today, completely free, for our help and advice.

Our guides

Buying UK Property On A Visa

Our brochure will help you arrange finance without being distracted from your life. We are experts in helping clients in the UK on a visa buy property in the UK, whether you intend to live in it, or as an investment. Download it below, completely free.

Buying Your First Home Guide

This guide is a must-have for those who have not bought their own home. It explains and breaks down in plain English the steps needed to get a mortgage to buy your first home. Best of all, you can get it now for free by clicking below.

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IMPORTANT INFORMATION

Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.

We may charge a fee for mortgage advice in exceptional circumstances. The amount we charge will be confirmed before any charge is incurred. Please refer to the Terms of Business or contact us for further information.

woodason.co.uk is a trading name of Thanet Mortgages Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing other debts against your home. Not all forms of bridging finance, secured loans, buy to let and commercial mortgages are regulated by the Financial Conduct Authority.

Woodason Financial Services Limited is never directly compensated to provide opinions on products, services, websites, and various other topics. The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

This site does not contain any content which might present a conflict of interest. Woodason Financial Services Limited makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site.

Registered in England & Wales under company no: 15330673.

Registered address: 76 High Street, Brierley Hill, West Midlands, United Kingdom, DY5 3AW.

YOUR HOME OR PROPERTY IS AT RISK IF YOU ARE UNABLE TO MAINTAIN PAYMENTS ON ANY MORTGAGE OR LOAN SECURED AGAINST IT.

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