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Life Insurance
Insurance is a vital necessity. It is there to protect you against worse case scenarios and when things in life don’t go to plan. Having a life insurance policy in place will provide you and your loved ones the financial protection and peace of mind that you deserve. Don't leave things to chance.
Why is life insurance so important?
A Life insurance policy will provide a lump sum payment to your family should you die. It is important to have if you are married, have children, or any other financial commitments which would still need to be paid after your death, such as a mortgage. Otherwise, your family, who may be relying on your income, will probably find it difficult to maintain those commitments, which may lead to them losing their home or other assets.
Let us guide you through the process
You may be wondering - how much life insurance cover is available?
There is no hard and fast rule about how much your life insurance should cover you for. However, the amount of cover that you require should be calculated based on how much your family might need if you were to pass away. Consider how much might be needed to pay off debts, continue payments for childcare, etc. It will also depend on how much you are willing to pay per month.
So then, what is the best best life insurance policy?
Well, there are several different types of life insurance available and the best option will depend on your age, health, number and age of dependants, length of cover required, and most importantly - how much you can afford. It will also depend on what exactly you want to protect and how you want to achieve it - do you just want to ensure the mortgage is paid off when you die, or also if you suffer a heart attack?
The good news is that the younger and healthier you are, the better life insurance cover you are going to find.
We will assess all your options, taking into account what you want protected, and will then come back to you with a bespoke solution that covers all your needs. We will work with you to ensure that not only does the solution work for you, but that it also works for your budget - there is no point in taking out insurance that you cannot afford to keep paying for.
Best of all? We will do this all for you without charging you a single penny.
Online comparison sites will not have the insight or knowledge that an insurance adviser will. Speak to an adviser today and ensure you are getting the right insurance for your needs, and that you understand exactly what you are protected against.
At Woodason Financial Services we have in-depth knowledge of what is possible with many insurers, including specific niche circumstances. For example, we could:
• Get you insurance with no medical underwriting
• Bundle multiple policies with one insurer, reducing the total cost
• Arrange insurance for both you and your business
• Get you insurance when you have been declined elsewhere
• ...and many more!
Contact us today and find out how Woodason Financial Services can help you, completely for free.
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IMPORTANT INFORMATION
Think carefully before securing other debts against your home. Your mortgage is secured on your home, which you could lose if you do not keep up your mortgage repayments.
We may charge a fee for mortgage advice in exceptional circumstances. The amount we charge will be confirmed before any charge is incurred. Please refer to the Terms of Business or contact us for further information.
woodason.co.uk is a trading name of Thanet Mortgages Limited which is authorised and regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up repayments on a mortgage or other loan secured on it. Think carefully before securing other debts against your home. Not all forms of bridging finance, secured loans, buy to let and commercial mortgages are regulated by the Financial Conduct Authority.
Woodason Financial Services Limited is never directly compensated to provide opinions on products, services, websites, and various other topics. The views and opinions expressed on this website are purely those of the authors. If we claim or appear to be experts on a certain topic or product or service area, we will only endorse products or services that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
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Registered address: 76 High Street, Brierley Hill, West Midlands, United Kingdom, DY5 3AW.
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